Ameriprise Auto And Home Insurance
Ameriprise Auto And Home Insurance Overview
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Ameriprise Auto And Home Insurance has 1.8 star rating based on 41 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Pros: Initial cost of product, Good at first, Offer sounded good.
Cons: Customer service totally unacceptable, Failure to deliver promised product, Huge rate increase.Recent recommendations regarding this business are as follows: "I need my Mortgage Policy with you cancelled. I have been trying to reach any of your agent for a week to no avail. I want my Mortgage Policy with you cancelled and forward the premium refund to am& T Bank. Why is it impossible to reach you?", "If you can be insured by USAA, take it and run. Send the check back to Ameriprise because it's an insult.".
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Ameriprise Auto And Home Insurance has 1.8 star rating based on 41 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Pros: Initial cost of product, Good at first, Offer sounded good.
Cons: Customer service totally unacceptable, Failure to deliver promised product, Huge rate increase.Recent recommendations regarding this business are as follows: "I need my Mortgage Policy with you cancelled. I have been trying to reach any of your agent for a week to no avail. I want my Mortgage Policy with you cancelled and forward the premium refund to am& T Bank. Why is it impossible to reach you?", "If you can be insured by USAA, take it and run. Send the check back to Ameriprise because it's an insult.".
Most users ask Ameriprise Auto And Home Insurance for the discount as a solution to their issues.
Consumers are not pleased with Customer service and Reliability. The price level of this organization is high according to consumer reviews.
Media from reviews
Resolved: I need my Mortgage Policy with your Organization canceled
Company fixed issue and I have been provided with full refund
Preferred solution: Cancel our Mortgage Policy and and forward the premium refund to M&T Bank, P O Box 5738, Springfield, OH 45501-5738
User's recommendation: I need my Mortgage Policy with you cancelled. I have been trying to reach any of your agent for a week to no avail. I want my Mortgage Policy with you cancelled and forward the premium refund to am& T Bank. Why is it impossible to reach you??
My $20.00 rebate check for three cars that they insure, during the covid19 virus. REALLY AMERIPRIZE?
User's recommendation: If you can be insured by USAA, take it and run. Send the check back to Ameriprise because it's an insult.
Don't Use
New 2% wind/hail deductible on replacement value
Beware on this Homeowners Insurance!
in 2018 they added 2% wind/hail deductible on your replacement value plus a depreciation deductible for actual cash value of roof (less depreciation) leaving them to pay nominal amounts for a wind hail storm damage.
they control your replacement value which they will continue to jack up......multiply by your 2% wind/hail...……then add the depreciation deductible...will leave you with a deductible that is so high, your claim payout will be very very little.
then you will get dinged for trying to get another insurance company because you filed an insurance claim that paid out so little, it was not worth the cost of filing the claim!!!!!
Other insurance companies won't even consider you unless you replace that roof which you pay 90% of the roof replacement cost!!!!! Ameriprise paid 10%!!!!
and what was the value to me for the no choice 2% wind hail deductible Ameriprise added to my policy...…….it saved me about $110 a year. So who is the winner here!!!
Crooks.
They cancelled my homeowners policy
Costco sent me an email recommending them. I got a quote for homeowners that was $80 more per yr than present premium but auto quote was over $200 less so went with them.
4 days after my policy started I had to put in a homeowners claim cause a neighbors oak tree fell on my garage. They sent independant adjuster, sent me a check for his amount, refused to let me see the report, and cancelled my homeowners policy effective next month. My damages without the engineers report so far comes to twice their independent adjusters amount. Filed complaint with CA State Insurance Commisioner.
Writing Costco Corporate office of why they advertise insurance companies that are ripoff artists. I have never had any claims before. Started 8/19/19, claim event 8/22/19 found out they cancelled my policy effective 10/05/19 on 9/9/19. They should be run out of business!
Don't insure with Ameriprise and don't use Costco's business referrals that they recommend. Elk Grove, CA
Preferred solution: Deliver product or service ordered
Wanted a quote on adding coverage to policy. Informed that it would take 20 minutes to speak with a representative. I realized it was Monday morning.
DO NOT get Ameriprise!
Preferred solution: Price reduction
Unjust penalty
- Huge rate increase
- Poor explanation for a rate increase
WORST *** INSURANCE COMPANY OF ALL TIME.
Ridiculous Price Increase
- Responded promptly when called for road service
- Huge rate increase
- Poor explanation for a rate increase
Adding family members to policy without permission
- Good at first
- Family member being added to my policy without consent
Preferred solution: Cancel the invoice for Policy # BX06657277-
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerDo not buy insurance from Ameriprise
Ameriprise will screw there policy holder every time
Insurance Expert Talks
Quote auto waste time...by phone
Disappointing
Purchased auto and homeowners insurance with Ameriprise through the Costco program. Upon renewal they upped my auto premium by over 25% and when I called to ask why, the said they forgot to add my Costco and other discounts.
Wow!
Was involved in a not at fault accident. Received a call from the claims department from an aggressive and rude representative. Was made to feel as if I were the bad guy. Asked for pictures of my car which I immediately sent.
Got a confirmation they were received. Two weeks later I get a call at 7am (!) asking for the pictures. Replied by email they had them. Got a response "oh yeah we have them." BTY...police report confirms I was an innocent victim to the accident.
These people are rude, unprofessional and seem to find ways to screw you over with the renewal premiums.
You have to be aware and careful when dealing with Amerprise. Costco should be ashamed for sponsoring them.
They do not honor their clients and their policies
- Way that they lied and laughed in our face
- Lack of commitment to client
Preferred solution: Deliver product or service ordered
About
Ameriprise Auto And Home is a financial organization that offers various financial services. The company is very old; it was founded in 1894. It is headquartered in Minneapolis, MN. Nowadays, Ameriprise is one of the biggest representatives among financial services distributors that are present on the market. Company has more than $800 billion in assets and provides its services worldwide. The activity of a company covers several major segments such as Annuities, Financial protection and Asset Management. Also, Amerprise works with various insurance companies and offers its clients different insurance packages with discounts.
Ameriprise Auto And Home Insurance is ranked 209 out of 1820 in Insurance category
Companies Similar to Ameriprise Auto And Home Insurance
Thank You for Your Reply! We are processing your message.
Your comment is successfully posted.
I was notified that unless I dropped my adult son's car from my policy my coverage would expire. They were notified and cancelled my insurance anywayand did not notify me. As a result I have been without coverage for the last month.